Smart Tips on the Use of Debt and Credit

Smart Tips on the Use of Debt and Credit

Financial planning isn’t all about saving more and planning for a cushy early retirement. There’s a lot to cover long before you arrive at retirement age.  In their 20s and 30s, many of my clients want help learning about the smart use of debt....
How to Win Your Next Negotiation

How to Win Your Next Negotiation

It’s sometimes hard to ask for what we truly want in a negotiation because we fear rejection. There’s also a common misconception that we have move outside our comfort zone to “play hardball” in order to get what we want.  Negotiation involves a bit of art, but there...
How Much is Too Much in Your Checking Account?

How Much is Too Much in Your Checking Account?

A big problem I’ve observed is people keeping too much income in their checking account, earning next to nothing in interest.  This creates a huge unnecessary drag on wealth building because: It prevents you from earning interest on these funds, and It makes it easier...