Limit the Financial Risks of Starting Your Biz
Sometimes clients I meet think they have to seek out external funding or raise a lot of money through startup or venture sources before they start their business. Not necessarily! In fact, self-funding a business, especially one where you start out as a solo-entrepreneur, is very common. But how do you decide how much you need and when to say goodbye to your day job? In order to become financially ready, here are a few steps you should take BEFORE you think about finances, launching your website, or selecting vendors.
Review Your Financial Successes This Year
Happy Holidays! As we start to wrap up 2015, take some time to review and celebrate your accomplishments from the year — especially the financial ones.
Smart Tips on the Use of Debt and Credit
Financial planning isn’t all about saving more and planning for a cushy early retirement. There’s a lot to cover long before you arrive at retirement age. In their 20s and 30s, many of my clients want help learning about the smart use of debt. What’s good debt? What’s bad debt? Can I use credit cards to my advantage? And which cards should I choose?
How to Win Your Next Negotiation
We all get nervous before a negotiation. I think it’s because it’s often hard to ask for what we truly want because we fear rejection. There’s also a common misconception that we have to move outside our comfort zone to “play hardball” in order to get what we want. Negotiation involves a bit of art, but here are some ways you can increase your chances of success and feel more comfortable.
Managing Finances Made Easy
Managing your finances doesn’t have to be confusing or overwhelming. I’m passionate about personal finance, investing, and finding the right work-life balance. I help women and entrepreneurs dream big, find financial freedom and navigate life challenges as a fee-only financial planner. Working with me, my clients get a better handle on their finances, save time, and have access to advice tailored to their own unique needs.
Checklist for Incubating a Great Business Idea
You know you have a good business idea when you have people saying, “I want to buy that now!” Once you’ve gotten to that point, only then will you need to start thinking about pricing, marketing, onboarding, cost structure, financing, etc.